Our secure payment

For GarClime your security when you use our website is a must and even more important  when you are making a payment, that is why we take very seriously what payment getaway use for our website to provide our costumers and their details the highest level of security possible. For this reason we are working with Stripe for purchases made by Visa/ MasterCard/ American express and with PayPal.

Using Visa/MasterCard/American express with Stripe

Security is one of the biggest considerations in everything we do. If you have any questions after reading this, or encounter any issues, please let us know at: info@garclime.com

Stripe has been audited by a PCI-certified auditor and is certified to PCI Service Provider Level 1. This is the most stringent level of certification available in the payments industry. To accomplish this, we make use of best-in-class security tools and practices to maintain a high level of security at Stripe.

HTTPS and HSTS for secure connections

Stripe forces HTTPS for all services using TLS (SSL), including our public website and the Dashboard.

  • Stripe.js is served only over TLS
  • Stripe’s official libraries connect to Stripe’s servers over TLS and verify TLS certificates on each connection

We regularly audit the details of our implementation: the certificates we serve, the certificate authorities we use, and the ciphers we support. We use HSTS to ensure browsers interact with Stripe only over HTTPS. Stripe is also on the HSTS preloaded lists for both Google Chrome and Mozilla Firefox.

Encryption of sensitive data and communication

All card numbers are encrypted at rest with AES-256. Decryption keys are stored on separate machines. None of Stripe’s internal servers and daemons are able to obtain plaintext card numbers; instead, they can just request that cards be sent to a service provider on a static whitelist. Stripe’s infrastructure for storing, decrypting, and transmitting card numbers runs in separate hosting infrastructure, and doesn’t share any credentials with Stripe’s primary services (API, website, etc.).

PGP

Stripe has two PGP keys to encrypt your communications with Stripe, or verify signed messages you receive from Stripe. Which key you make use of is dependent on the information needing to be transmitted:

If you’re unfamiliar with PGP, check out GPG, and start by importing a public key.

Vulnerability disclosure and reward program

Our security team rapidly investigates all reported security issues. If you believe you’ve discovered a bug in Stripe’s security, please get in touch at security@stripe.com (optionally using our general PGP key). We will respond as quickly as possible to your report. We request that you not publicly disclose the issue until it has been addressed by Stripe.

We understand the hard work that goes into security research. To show our appreciation for researchers who help us keep our users safe, we operate a reward program for responsibly disclosed vulnerabilities. Stripe rewards the confidential disclosure of any design or implementation issue that could be used to compromise the confidentiality or integrity of our users’ data (such as by bypassing our login process, injecting code into another user’s session, or instigating action on another user’s behalf).

A minimum reward of $500 USD may be provided for the disclosure of qualifying bugs. At our discretion, we may increase the reward amount based on the creativity or severity of the bugs. If you report a vulnerability that does not qualify under the above criteria, we may still provide a minimum reward of $100 USD if your report causes us to take specific action to improve Stripe’s security.

As with most security reward programs, we ask that you use common sense when looking for security bugs. Vulnerabilities must be disclosed to us privately with reasonable time to respond, and avoid compromise of other users and accounts, or loss of funds that are not your own. We do not reward denial of service, spam, or social engineering vulnerabilities. Although Stripe itself and all services offered by Stripe are eligible, vulnerabilities in third-party applications that use Stripe are not.

As with most security reward programs, there are some restrictions:

  • We will only reward the first person to responsibly disclose a bug to us
  • Any bugs that are publicly disclosed without providing us a reasonable time to respond will not be rewarded
  • Whether to reward the disclosure of a bug and the amount of the reward is entirely at our discretion, and we may cancel the program at any time
  • Your testing must not violate any laws
  • We can’t provide you a reward if it would be illegal for us to do so, such as to residents of countries under current U.S. sanctions

Using PayPal

Protecting our buyers

We know sometimes things don’t go smoothly as planned. Therefore, if an eligible item you’ve bought online doesn’t arrive or doesn’t match the seller’s description, we can reimburse you for the full purchase amount of the item plus postage.

Buyer Protection

If an eligible item that you’ve bought online doesn’t arrive, or doesn’t match the seller’s description, PayPal's Buyer Protection may reimburse you for the full amount of the item plus postage. Buyer Protection can cover your eligible online purchases, on eBay or on any other website, when you use PayPal. Conditions apply.

More about Buyer Protection.

For more information on the specific terms of the Buyer Protection applying to you, see our User Agreement.

What's Covered?

Physical goods that can be posted and which do not violate PayPal policies. Here are a few examples of situations where an item doesn’t match the seller’s description: You bought a book and got a DVD, you bought a new item but got something that was used, you bought 3 items but only got 2, the item was damaged during delivery, the item is missing major parts (that the seller didn’t disclose), or you purchased an authentic brand but got a fake instead.

What's not Covered?

Intangible items like services, real estate, motorized vehicles (of any kind), custom made items, travel tickets, industrial machinery (for manufacturing), prepaid or gift cards, anything you buy in person, or items that violate PayPal's policies or eBay’s policies. You must open a dispute within 180 days or you will not be covered.

General Guidelines.

  • Disputes can be opened for certain, tangible and physical goods only
  • Full item cost has to be covered in one payment
  • The buyer can open a dispute within 180 days of the date the payment was made
  • If the buyer and the seller cannot reach a mutual agreement, the dispute can be escalated to a claim within 20 days after opening the dispute
  • Buyers cannot open several disputes for the same payment

Refunds.

If an item doesn’t arrive or doesn't match the description, and your payment is eligible, we’ll reimburse the full cost of eligible purchases paid, including shipping costs.

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